if you're willing to grind everyday at niff then bs gear is fine
if not...just go with ic gear since you wont addicted to niff
for niff gears, i'm considering:
devi - 23m
tirf - 13m - buy 9 ads and +7 guard at 2~3m...you save 1~2m
eddga -20m - buy 15 ads and +7 shoes at 3m now at pront...you save 2m
sting - 8m SR? someone is vending at 8.5m....sounds decent I guess
leaving around 36m~40m - so you can buy DBx chain or DBxx mace or wuteva you think is good
someone was selling like 400 ads at pront just now at 1m...not sure if he's still in game