yes it is 95% no matter what.
for katars, if the monster had 0 luk(plants is it??)
48 crit will do.
usually katars combo is(not TwinFang)
with agility...
DMMA
DMAA etc
any combo with alligators, mobsters, 1 or 2 doppels
DDMM, etc
in some cases..a turtle general is used with other gears(generally high crit normally, and luk so no agility)
DDTA
DDTT :O